人寿保险与家庭保障Life Insurance & Family Protection
围绕家庭责任和保障需求展开沟通。Discuss family responsibilities and protection needs.
03 / PROTECTION
守护家庭，
规划未来。Protect what
matters most.
从理解需要开始，为长期生活做好准备。Understand your needs. Plan for the long term.
FAMILY AT THE CENTRE
有些规划，
是为了安心生活。For the life
you are building.
每个家庭的责任、预算和未来目标各不相同。保障规划应从这些真实需要出发，并理解相关条款、成本与限制。Every family has different responsibilities, resources and hopes for the future. Protection planning begins with those needs and an understanding of terms, costs and limitations.
A LONG-TERM VIEW
将重要的人，
放在规划中心。People first.
A longer view.
加拿大与美国相关方案的可用性，取决于居住地、个人情况、产品条款及实际执业授权。这里不展示具体产品、报价或收益承诺。The availability of Canadian and U.S. solutions depends on residence, personal circumstances, product terms and professional authorization. No products, quotes or return projections are presented here.
退休规划Retirement Planning
结合长期生活安排，讨论退休阶段的保障问题。Consider protection needs in the context of longer-term retirement plans.
传承规划Legacy Planning
识别家庭传承中需要与相关专业人士共同讨论的问题。Identify legacy considerations for discussion with the appropriate professionals.
跨境规划Cross-Border Planning
考虑加拿大及美国生活安排带来的保障协调需求。Consider how life in Canada and the U.S. may affect protection planning.
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